The bid solicitation or the online auction listing will advise you where the items are located.
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Generally a picture of the item will be included with the item description (whether it's an online auction or a sealed bid). For certain items (e.g., vehicles and heavy equipment), a date is made available during which anyone interested in seeing the items may do so. Otherwise, items are not made available for inspection.
The bid solicitation or online auction will provide the payment options available.
Live auctions handled by an outside party may be paid according to the terms published and announced by the auctioneer. This may require a deposit with full payment to follow prior to release of the item(s). Those payments are not made payable to the city, but to the company handling the auction.