Are you interested in buying your first home and you are not quite sure where to begin? Virginia Housing Development Authority’s (VHDA) free First-time Homebuyer Class is a great way to learn about the entire home buying process from start to finish, including:

• Personal Finances
• Credit and Credit Scoring
• Qualifying and Applying for a Loan
• Choosing the Right Home
• What Happens at a Loan Closing

Hosted by the Hampton Roads Community Action Program (HRCAP), the class is offered at a variety of times and is also available online. Classes are taught in English, Spanish and other languages. Participants who successfully complete the class receive a certificate of completion and are eligible to apply for all VHDA loan programs.

All classes are two-part classes and each class session is held from 6 PM to 9 PM at the Clark Multi-purpose Center, 392 Maple Avenue in Newport News.

2017 Homebuyer Class Schedule:
March 7 & 9, 2017
April 4 & 6, 2017
June 6 & 8, 2017
July 11 & 13, 2017
August 1 & 3, 2017
October 3 & 5, 2017
November 7 & 9, 2017
December 5 & 7, 2017

Learn more at vhda.com/FreeClass or contact Terri Francis, Senior Housing Counselor at 757-643-4086 or tfrancis@hrcapinc.org.