Employees may elect Short-Term Disability (STD) for a 50% base annual salary replacement in the event of a disability. STD begins after a waiting period of 30 consecutive days once all accumulated sick leave has been exhausted.
Short-term benefits are paid up through 90 consecutive days. Enrollment eligibility is only during Open Enrollment or a qualifying event.
Under Long-Term Disability (LTD), the city covers at no cost to all employees 40% of their base annual salary. The employee has the option to purchase a 10% buy-up. Long-term benefits will take effect after a waiting period of 90 consecutive days from your date of disability if all accumulated sick leave has been exhausted.
Benefits for Long-Term Disability will end at age 65 or when the person is able to return to work. Enrollment eligibility is only during Open Enrollment or a qualifying event .
Reminder: For both short and long-term disability, when the benefit is paid, it does not retro back to the date of disability.