Optima POS

The Optima Point of Service (POS) plan gives employees more freedom and flexibility when selecting providers, offering in network and out of network benefits options.

Disclaimers:

You may add dependents to your insurance either during Open Enrollment or if they lose coverage due to a life qualifying event.

Dependents are defined as legal spouse (based on the Virginia definition of marriage) and children under age 26, by birth, marriage, legal custody/guardianship or adoption.  Dependent children are covered to the end of the month they reach age 26.

Life Qualifying Events are defined by the following: Marriage, Divorce, Birth, Legal custody or Adoption, Death, or Loss of insurance coverage. The Benefits Office must be notified in writing within 31 days of the Life Qualifying Event.