Optima POS

The Optima Point of Service (POS) plan gives employees more freedom and flexibility when selecting providers, offering in network and out of network benefits options.


You may add dependents to your insurance either during Open Enrollment or if they lose coverage due to a life qualifying event.

Dependents are defined as legal spouse (based on the Virginia definition of marriage) and children under age 26, by birth, marriage, legal custody/guardianship or adoption.  Dependent children are covered to the end of the month they reach age 26.

Life Qualifying Events are defined by the following: Marriage, Divorce, Birth, Legal custody or Adoption, Death, or Loss of insurance coverage. The Benefits Office must be notified in writing within 31 days of the Life Qualifying Event.